I’ve cut my own hair for so many years now, I cannot calculate how much I have saved. Go DIY, use YouTube for help in creating your perfect hairstyle or link up with friends for a pampering session. Keeping hair, body and nails polished can cost a few hundred dollars if you insist on salon treatments. Look around your neighborhood, check your local community center, take a walk in the woods.ĩ9 Super Productive Things To Do (Without Spending Money)ġ5 Free Summer Activities To Keep Kids (& Adults) Entertained DIY your beauty regime It’s very easy to spend $100 on an evening’s entertainment when going out as a couple or a family. Have a chat with your child, be honest, and ask them which activities are their favorites and which can be temporarily dropped. If your kids have after school activities every night and at the weekend then they are going to cost you a pretty penny. See how to cut back spending and save money with the following tips. Now is a great time to cut back on your busyness and reduce expenses you incur with all that activity. Reducing monthly outgoings on Regular activities Sure, it might add 10 minutes to your morning or evening routine, but when you are looking at cutting expenses to the bone, packing your lunch is a no-brainer. ![]() You know it’s cheaper to pack your lunch rather than buying it each day. The great thing about online groceries is you can see the total creeping up and make changes before you check out to keep within your budget. If you are a sucker for every deal you see in the grocery store then doing your shopping online might be a great way to reduce expenses here, even if you do pay a couple of dollars for pick up or delivery. rice) then buy what you can afford, and only what you can afford. When you find yourself on a restricted budget, bulk buying is not about blowing your whole budget in the first week.īut if you can find a deal on something (e.g. One of the ways to reduce spending on food is to buy in bulk. Only use coupons where you are going to save real cash.Ī coupon for a branded product is no use if the generic product works out cheaper, even allowing for that coupon. Coupon wiselyĬoupons done right save you money, coupons done wrong will cost you money. Shopping without a detailed list can be fatal to anyone’s budget (and I know this to my cost, too many times!).ĭo yourself a favor and always make a list of exactly what you need (having checked your pantry first) and what meals you plan on having, then stick to your list when you get to the store. You’ve bought it, spent money on it, so it makes sense to use this food. Shop your pantryīefore you go to the store, always check what you already have in. ![]() The good news is if you cut back in this area you will be substantially reducing monthly outgoings, immediately. Generic and store brand groceries can be as much as 50% cheaper, if not more! Stop eating outĮating out or having takeout can do some major damage to your budget. ![]() If you aren’t already buying either your local stores own brand or the value brand then now is the time to do so. ![]() So it makes sense to know what to cut from your budget because there are big savings to be made. You can spend a huge amount on groceries or get by on very little. Your grocery bill is the most flexible part of your budget.
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